Health Insurance Coverage Protection Act
For many people with bleeding disorders and other expensive conditions, lifetime caps on health insurance policies are a constant worry. Lifetime caps are the maximum amount a plan will pay in health care costs. Many health insurance policies set the lifetime cap at $2 million or less. With clotting factor costing as much as $300,000 or more per year, many people with bleeding disorders reach this amount in a short time.
Bills have been introduced in both chambers of Congress that will increase the minimum lifetime caps on health insurance plans to $10 million and raise the cap each year thereafter to match inflation.
Please contact your Congressman and Senators and ask them to cosponsor the Health Insurance Coverage Protection Act (H.R. 6528 / S. 2706). Currently, none of Georgia's members of Congress are cosponsors. The House bill (H.R. 6528) has been referred to two committees: the Energy and Commerce Committee and the Committee on Education and Labor. Georgia Representatives John Barrow and Nathan Deal are on the Energy and Commerce Committee. Representative Tom Price is on Education and Labor.
The Senate version of the bill (S. 2706) has been sent to the Committee on Health, Education, Labor, and Pensions. Senator Johnny Isakson is on this committee.
The National Hemophilia Foundation has put together a sheet of "talking points" - very helpful information for explaining the lifetime caps issue with your senator and representative. It can be found on the NHF website at https://www.hemophilia.org/NHFWeb/MainPgs/MainNHF.aspx?menuid=151&contentid=186
You get the contact information for Georgia's members of Congress on https://www.congress.org Call or e-mail the offices of Senators Chambliss and Isakson and the office of your Representative and ask them to co-sponsor the bill. Please e-mail us and let us know what response you get.