Tips For Understanding Health Insurance Options
Employers and employees continue to face the challenge of rising costs of health insurance. Additionally, it is difficult for many people to understand today’s complex insurance plans.
When an employer decides to change insurance benefits, those without significant health challenges will adjust their medical visits and decisions based on what benefits their employer provides. They switch doctors to one who is in-network and accept generic prescriptions to help keep their costs low. For the bleeding disorder community this is a much more difficult and complex issue. Switching doctors is not usually an option. There is no generic prescription for bleeding disorder medication. What can a person living with a bleeding disorder do?
At Hemophilia of Georgia (HoG), we recognize the impact the high cost of treating bleeding disorders has on a family. HoG works with over 90% of health insurance providers in order to ensure optimal access for our patients. Our staff can help patients:
- Resolve insurance and billing challenges
- Understand and manage their insurance benefits
Patients can also speak with their outreach nurse, social worker, or pharmacist about their options.
Our dedicated payer relations team can negotiate contracts with insurance companies . Hemophilia of Georgia is an in-network provider for most commercial and Marketplace plans as well as all three Georgia CMO’s and Medicare. Our subsidiary, Beacon Pharmacy, also serves as a provider for people who are enrolled in traditional Medicaid fee-for-service. Individuals who wish to use the HoG Pharmacy but do not see HoG on their plan or need help in obtaining insurance, should contact their social worker to discuss options that may be available and next steps. Learn more about choosing the right health care plan for you and your family by using our Healthcare Plan Comparison Worksheet.
If you need to contact your outreach nurse or social worker and do not know their number, please call 770-518-8272.